LIMITED EDITION

5 year fixed rates from

4.94%

Initial underwrite

1 working day

Additional document

1 working day

Offer review

1 working day

Last updated 03/06/2026

Placing business with us

Submit a case the smarter, faster and simpler way, with our clear up front criteria, 100% online mortgage application system, quick processing and our dedicated, straight-talking support team.

Why use ModaMortgages?

Smarter…

is sophisticated technology, coupled with a safe and experienced pair of hands. We’re part of a well-funded and UK licensed bank.

Faster…

is clear criteria up front, instant decisions, 100% online, quick processing. We’re here to speed you up, not slow you down.

Simpler…

starts from scratch. No legacy systems. No baggage. New processes built alongside brokers. We’re 100% dedicated to the intermediary market.