

5 year fixed rates from
4.94%


Initial underwrite
1 working day
Additional document
1 working day
Offer review
1 working day
Last updated 03/06/2026
Placing business with us
Submit a case the smarter, faster and simpler way, with our clear up front criteria, 100% online mortgage application system, quick processing and our dedicated, straight-talking support team.
Why use ModaMortgages?

Smarter…
is sophisticated technology, coupled with a safe and experienced pair of hands. We’re part of a well-funded and UK licensed bank.

Faster…
is clear criteria up front, instant decisions, 100% online, quick processing. We’re here to speed you up, not slow you down.

Simpler…
starts from scratch. No legacy systems. No baggage. New processes built alongside brokers. We’re 100% dedicated to the intermediary market.

